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MEET Your Agent
Hey, I'm Jay Siskin!
I am the senior insurance broker specializing in final expense burial insurance. I help over 300 families every month find affordable burial insurance!
Jay Siskin | United Pathway Life | Owner
NPN License Number: 20687739
TESTIMONIALS
What others are saying
"Fastest Insurance Experience Ever!"
"From the first phone call to full coverage, it was less than 20 minutes. Jay made it the easiest process I’ve ever had with insurance."
- Barbara Mucullen
"No Pushy Sales Tactics!"
"I was expecting another salesperson pressuring me. Jay was different—he listened, gave me real options, and let me decide. I respect that."
- Andrew and Betty Silverman
"Immediate Approval with Diabetes"
"I’ve had diabetes for over 10 years. Jay still got me a plan that starts right away. I didn’t think that was possible!"
- Anthony Barone
STILL NOT SURE?
Frequently Asked Questions
Question 1: Do I have to take a medical exam to qualify?
No. Most final expense policies do not require a medical exam. Approval is usually based on answers to a few simple health questions, and many people—even with existing health conditions—can qualify.
Question 2: Are there any waiting periods before the policy starts?
In most cases, no waiting period applies. Over 90% of our clients qualify for first-day full coverage, meaning your benefits start immediately. We work with a wide range of top insurance companies that offer flexible health criteria, so even if you have certain medical conditions, there’s an excellent chance we can get you covered right away.
Question 3: Will my rates ever increase or my coverage decrease?
No. With final expense insurance, your monthly premiums are locked in for life and your coverage amount will never decrease. You’ll have the peace of mind knowing your plan will always stay the same, no matter your age or health changes.
Question 4: How long does it take to get approved and when do I start making payments?
Most applications are completed in just 15 minutes over the phone, and many policies offer instant approvals—meaning your coverage can begin the very same day.
When it comes to payments, you can choose to start immediately, but most of our clients prefer to schedule their payments to line up with their Social Security deposit date. This way, the payment is automatic, always on time, and one less thing to worry about.